Holly Humbert, Author at The Ways To Wealth

How to Build Credit at 18: Six Smart Tips

Holly Humbert — Sat, 16 Mar 2024 15:30:14 +0000

Having a good credit score can help you save money on student loans, rent an apartment, secure a job, purchase a car and more. But if you’ve just turned 18 and have no credit history, you won’t have a credit score yet. To start building one, you need to engage in activities that are reported to the three major credit bureaus (Equifax, TransUnion and Experian). This article highlights seven strategies you can use the day you turn 18. First, we recommend reading the brief overview (below) of how your credit score is constructed; knowing this information will help you understand […]

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9 Best Coupon Apps for In-Store and Online Shopping

Holly Humbert — Tue, 13 Feb 2024 18:25:38 +0000

American shoppers who use digital coupons save an average of $1,465 annually, or about 6.5% of their average household spending. In other words, not using them means you’re missing out on one of the best ways to save money. We reviewed dozens of digital coupon apps and found that store-specific apps are almost always the best option for the biggest savings, although there are a few multi-store digital coupon apps that are also worth adding to your money-saving arsenal. Here’s a list of the best digital coupon apps we’ve found, divided into in-store and online shopping categories. Best for in-store […]

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The 13 Best Side Jobs for Nurses In 2024

Holly Humbert — Sat, 23 Dec 2023 17:17:08 +0000

Nurses account for 59% of all healthcare professionals. Despite post-pandemic wage increases and a reported nursing shortage, one in eight nurses works a second job. There are various reasons for this, ranging from the need for additional income to a purposeful strategy for avoiding burnout. For example, even though 66% of nurses called their job rewarding, the same number said they struggle with burnout. Whether you’re looking for extra money, need more flexible work arrangements, or want to make a transition out of bedside nursing, the side jobs listed below allow you to leverage your valuable nursing education, credentials and […]

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Best Starter Credit Cards for Building Credit

Holly Humbert — Tue, 19 Sep 2023 21:47:07 +0000

While credit cards have risks — namely, they make it easy to accumulate high-interest debt — establishing a credit history that shows responsible debt management is a key aspect of your financial health. This article outlines the key factors that you should look for in a first credit card and lists some of the best options available today, broken down into the following categories: Why Do You Need a Credit Card? A credit history, especially a good one, can help set you up for financial success. Financial and business institutions rely on credit history to assess their risk for loans, […]

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10 High-Paying Side Hustles for Teachers

Holly Humbert — Wed, 12 Jul 2023 15:47:05 +0000

Teacher salaries have been on the decline since 2010, so it’s no surprise that 17% of educators work a second job. Whether you’re a teacher looking for something to supplement your income all year long or a short-term opportunity to bring in extra cash during the summer months, side hustles are a great option. This article focuses specifically on opportunities for trained educators who are looking to make extra money using their skills and experience. If you’re interested in non-education-based options, check out our article on side hustles for beginners. #1. Sell Lesson Plans Teachers Pay Teachers is the world’s […]

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