R.J. Weiss CFP®, Founder of The Ways To Wealth https://www.thewaystowealth.com/author/rjweiss/ Personal Finance, Money Management and Investing Mon, 01 Jul 2024 21:01:50 +0000 en-US hourly 1 https://wordpress.org/?v=6.5.5 https://www.thewaystowealth.com/wp-content/uploads/2023/06/cropped-favicon-1-32x32.png R.J. Weiss CFP®, Founder of The Ways To Wealth https://www.thewaystowealth.com/author/rjweiss/ 32 32 Kudos Smart Wallet $20 Referral Code https://www.thewaystowealth.com/promos/kudos-referral-code/ https://www.thewaystowealth.com/promos/kudos-referral-code/#respond Mon, 01 Jul 2024 14:32:19 +0000 https://www.thewaystowealth.com/?p=52083 Kudos, a new cashback extension, is offering new members a $20 bonus when using a referral code.  Here’s how it works: Boost merchants are simply retailers in the Kudos rewards ecosystem. Kudos works with over 15,000 online stores, including Walmart, Lowes, BestBuy, Nike, and Petco. How Kudos Smart Wallet Works Kudos works differently than your typical cashback extension in that it helps you find the credit card that will maximize your rewards on the purchase and then doubles (and sometimes more) the cashback amount you earn with that card.  For example, I uploaded multiple cards to Kudos, including the Capital […]

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12 Ways to Make $1,000 As Fast As Realistically Possible https://www.thewaystowealth.com/make-money/how-to-make-1000-fast/ https://www.thewaystowealth.com/make-money/how-to-make-1000-fast/#comments Fri, 31 May 2024 21:06:04 +0000 https://www.thewaystowealth.com/?p=7978 Studies show that up to 80% of Americans live paycheck-to-paycheck. So, when unexpected expenses occur, panic soon follows. If you’re in this situation, know that there are good options that don’t involve turning to destructive high-interest loans. This post highlights realistic strategies for making $1,000 without taking on debt and six of the most responsible ways to borrow money if it comes down to it. 12 Strategies for Earning $1,000 Fast When you’re desperately wondering how to make $1,000 fast, here are some realistic strategies. Strategy #1: Sell What You Already Own You may have $1,000 lying around the house […]

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Hometap Review: What You Need to Know About the Costs https://www.thewaystowealth.com/reviews/hometap-review/ https://www.thewaystowealth.com/reviews/hometap-review/#comments Thu, 30 May 2024 21:26:44 +0000 https://www.thewaystowealth.com/?p=24603 Traditionally, using your home equity to get cash meant taking out a loan or credit line. Although useful, these debt products involve monthly payments. But a new option has emerged, with a handful of companies investing in home equity rather than lending on it. This allows homeowners to leverage their equity for cash without adding another monthly payment. One such company is Hometap, which offers homeowners a lump sum of cash today in exchange for a share of their home’s future value. But is Hometap the smartest way to tap your home equity? To help you decide, I’ve evaluated all […]

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The Best Survey Sites and Apps to Make Money https://www.thewaystowealth.com/make-money/best-survey-sites/ https://www.thewaystowealth.com/make-money/best-survey-sites/#respond Wed, 22 May 2024 09:00:00 +0000 https://www.thewaystowealth.com/?p=7766 Taking online surveys is one of the quickest ways to make extra cash.  Our testing shows you can earn $10 to $40 monthly by completing a few surveys daily from the right mix of sites and apps. For this article, we identified the best sites and apps based on the following criteria: Every app on this list has been extensively tested, and we have data revealing how much we made per hour. #1: Survey Junkie We earned $3.75 per hour during our testing of Survey Junkie.  While Survey Junkie doesn’t have the highest hourly rate on our list, it offers […]

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Get Paid to Watch Videos & Ads? Myth vs. Reality In 2024 https://www.thewaystowealth.com/make-money/get-paid-to-watch-videos/ https://www.thewaystowealth.com/make-money/get-paid-to-watch-videos/#respond Wed, 15 May 2024 06:00:00 +0000 https://www.www.thewaystowealth.com/?p=5214 Earning passive income by “watching” videos or ads — usually by letting them play in the background on your computer while you do something else — used to be a popular way to make money on reward sites like Swagbucks. Unfortunately, most sites have discontinued the feature, and the ones that still offer it pay pennies per hour. Beyond rewards sites, many TikTok videos claim you can make $45 per hour (or more!) by tagging videos for Netflix. But we researched that claim and found that while “Netflix tagger” jobs are real, they’re all but impossible to get hired for […]

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5 Best Free Flight Award Search Tools https://www.thewaystowealth.com/travel/award-flight-search/ https://www.thewaystowealth.com/travel/award-flight-search/#comments Fri, 10 May 2024 13:32:39 +0000 https://www.thewaystowealth.com/?p=47299 Over the past year, there’s been a significant uptick in award flight search engines—some free—allowing you to search for award flights as easily as using Google Flights for paid fares. In this article, I’ll review my favorite free versions of these tools. While all offer paid upgrades, some free versions offer surprisingly great functionality. #1. PointsYeah PointsYeah searches across 25+ loyalty programs. The standout features are the ability to search four days at a time (8 days on the paid plan) and a unique alert system, available on both the free and paid plans. Details Pricing The free version is […]

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Roame.Travel Review: A Fast, Easy to Use Award Search Tool https://www.thewaystowealth.com/reviews/roame-travel-review/ https://www.thewaystowealth.com/reviews/roame-travel-review/#respond Wed, 08 May 2024 22:36:16 +0000 https://www.thewaystowealth.com/?p=50838 While award search tools are a fairly new addition to the travel landscape, I can’t imagine not using them.  Roame.Travel and similar platforms allow complete novices to find award fares with the skill and efficiency once reserved for the most experienced award travelers, and in a fraction of the time. In this review, I’ll tell you about Roame.Travel’s features, compare it to PointsYeah (my pick for the best free overall award search tool), and help you determine whether it’s the right one for you. What You Can Do With Roame.Travel’s Free Version Using the free version of Roame.Travel requires you […]

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PointsYeah Review (2024): My Top Free Award Travel Search Tool https://www.thewaystowealth.com/reviews/pointsyeah-review/ https://www.thewaystowealth.com/reviews/pointsyeah-review/#respond Wed, 08 May 2024 21:31:51 +0000 https://www.thewaystowealth.com/?p=50813 PointsYeah has quickly become my go-to award travel search tool, saving me countless hours and a significant number of points. For example, on a recent trip to Costa Rica, my family and I were initially set to depart from Chicago at 5:30 a.m., with a brief stopover in Charlotte before heading to Liberia. However, two weeks prior to our trip, PointsYeah’s alert system found a non-stop route in the mid-morning that shaved off hours of travel time and cost fewer points.  In fact, we were able to switch from paying 19,500 points per ticket to 12,500. While I did pay […]

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31 Legit Money Making Apps That Pay Cash https://www.thewaystowealth.com/make-money/money-making-apps/ https://www.thewaystowealth.com/make-money/money-making-apps/#comments Wed, 08 May 2024 10:30:54 +0000 http://www.thewaystowealth.com/?p=1693 What are the highest-paying apps available today? To find out, we’ve tested the most popular money-making apps. Our goal was to discover which ones are legit and worth your time, ranking them based on their earning potential, ease of use, user ratings, and company reputation. Our top picks are: App Best For Arrived Passive Income Branded Surveys Surveys DoorDash Gig Economy Facebook Marketplace Selling Freecash Playing Games Ibotta In-Store Cashback Rakuten Online Cashback Swagbucks Daily Earning Fiverr Freelancing Note: The reviews and ratings below were collected on May 8, 2024. We update this data periodically throughout the year to keep […]

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Velocity Banking Explained: How It Works + Should You Do It https://www.thewaystowealth.com/debt-payoff/velocity-banking/ https://www.thewaystowealth.com/debt-payoff/velocity-banking/#comments Wed, 08 May 2024 08:00:00 +0000 https://www.thewaystowealth.com/?p=25296 No one likes making a mortgage payment every month, or owing hundreds of thousands of dollars on a home. But despite the fact that millions of people are searching for ways to pay off their mortgage ahead of schedule and get out from under that debt, there are relatively few legit strategies for doing so, aside from simply paying more than the minimum each month. One of the methods that’s getting attention these days is an approach known as velocity banking, which is sometimes said to allow you to pay off a 30-year mortgage in as little as five to […]

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