Comments on: Best Starter Credit Cards for Building Credit https://www.thewaystowealth.com/money-management/best-first-credit-cards/ Personal Finance, Money Management and Investing Fri, 24 May 2024 19:58:05 +0000 hourly 1 https://wordpress.org/?v=6.5.5 By: R.J. Weiss https://www.thewaystowealth.com/money-management/best-first-credit-cards/#comment-196842 Wed, 20 Sep 2023 11:44:36 +0000 https://www.thewaystowealth.com/?p=47594#comment-196842 In reply to Noah Gomez.

Hey Noah.

Good observation. While not a traditional secured card, with Cred.ai you can only spend with what’s in your checking account. So, in the middle, but more so leans towards secured.

]]> By: Noah Gomez https://www.thewaystowealth.com/money-management/best-first-credit-cards/#comment-196758 Wed, 20 Sep 2023 06:25:27 +0000 https://www.thewaystowealth.com/?p=47594#comment-196758 Nice coverage, Holly!
Isn’t the cred.ai card unsecured?

I just finished a 50+ hour study on credit builder cards and hesitated to call cred.ai secured.

Ended up calling it unsecured because the cardholder experience is much closer to “normal” cards than the lockup period on secured cards.

Anyway agree with you including it. Great option for people to build credit!

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